




Article Writing
Award Winning Article- " Combating TBML with Smart Contracts", published in the ACAMS Today.
Client: ACAMS Today
The Challenge
DescrWriting “Combating TBML with Smart Contracts” was a challenging yet insightful journey. The scarcity of prior research linking smart contracts to TBML prevention, coupled with regulatory ambiguity and lack of real-world data, made the task demanding. Balancing blockchain’s technical depth with financial compliance clarity required careful synthesis, but the effort ultimately deepened my understanding of how technology can transform global financial transparency.ibe the main challenge...
Our Solution
To overcome these challenges, I adopted a multidisciplinary approach while writing “Combating TBML with Smart Contracts.” By merging my expertise in AFC and compliance with blockchain research, I developed a conceptual model where smart contracts replace traditional L/Cs, ensuring transparency and automated payments. The article proposes using distributed ledgers to record pro forma invoices, verified by Oracles and DAOs for authenticity, offering a practical framework to reduce TBML risks and promote fair, inclusive global trade.escribe the solution implemented...
Project Owner

Romel writes like real people think and feel. His words don’t chase trends; they build connection. He listens first, then writes with intent, cutting through the noise with clarity and purpose. Whether he’s shaping a brand voice, writing for a website, or telling a story that feels alive, he ensures every line sounds human. His style is honest, conversational, and quietly confident; it earns attention without trying too hard. Writing began as a hobby, but it grew into something much larger. Today, Romel is an award-winning writer recognized by ACAMS Today. He is known for blending creative storytelling with real-world insight. He serves as a certified peer reviewer for Elsevier and contributes as a reviewer for multiple international academic journals. His research and thought leadership extend far beyond creative writing. The Banque de France and Harvard University’s CrimProf Blog have featured his work. His published articles appear on ResearchGate, Academia.edu, SSRN, Google Scholar, and Semantic Scholar; these are platforms trusted by scholars worldwide. In 2023, Romel was invited to speak at the STAR Scholars Network Conference hosted by the University of Vigo, Spain. There, he shared views on research integrity and global collaboration. With deep roots in long time writing skills, he brings analytical precision into his storytelling. He crafts writing that connects intellect with emotion and creativity with purpose.
Our Process

Topic Formulation
Md Romel Sharif identified the research gap linking Smart Contracts with Trade-Based Money Laundering (TBML) and conceptualized the idea of replacing traditional Letters of Credit (L/Cs) with blockchain-based mechanisms.

Comprehensive Literature Review
He gathered and analyzed academic papers, regulatory reports, and credible online materials to understand both blockchain technology and financial compliance frameworks in depth.

Conceptual Framework Development
The writer designed a working model showing how Smart Contracts, integrated with Oracles and DAOs, could ensure transparent, conditional, and automated payments in international trade.

Analytical and Technical Integration
Md Romel Sharif incorporated TBML typologies such as over/under-invoicing and proposed a blockchain-based bidding system, including a Solidity smart contract example to illustrate functionality.

Synthesis and Finalization
He refined the content, ensuring clarity between technical and financial aspects, and prepared the final version ready for submission to CAMS Today, aligning with academic and professional standards.
Key Results
100%
Increased Reputation
100%
Cross Disciplinary Contribution
100%
Professional Milestone
"Editor’s thanks giving Email:- “ Dear Romel, Thank you for your prompt response. We will move forward with the publishing process. My Colleague will share a finalized copy for your records. As a contributor, you are entitled to receive five copies of this edition. If you could please share your preferred address for delivery, my colleague will arrange shipping. Thank you! ""
, Monica Mendez, CAMS | Senior International Editor | ACAMS Today | Miami, FL, USA